My hubby and I are in a fun financial position at the moment. By the end of September we will fully fund or emergency fund. Which means we will have 6 months of expenses specifically set aside for job loss or other unexpected event. We will then take the money we are currently saving into […]
Credit & Debt
Every month since the beginning of 2008 I have tracked my debt balances. That’s nearly 6 years of tracking! 71 times I’ve sat in front of an excel spreadsheet and taken a snapshot of my debt balances. At the beginning of 2009 I also started tracking my savings balances. My total debt in January of […]
Well, things are kinda starting to clear up over here. It’s been 10 weeks since my Dad passed away and we are still finding stuff. And by stuff, I mean debt. If I have to put a round number on it I’d say we are up to about $2,000,000 in debt. YUP! TWO MILLION DOLLARS. […]
They are changing the rules of credit. I was thinking about it on my walk the other day so I made you a video. Hope you like it.
My friends Vicki and Alan became debt free this week!! I asked if they would do a little interview for this site and they graciously agreed. Make sure to give them some congratulations in the comments. They aren’t “professional” bloggers, like me (haha) so I’m sure they would love to see support and congrats from all […]
Yay! I refinanced my house last week. All those signed papers lowered my interest by almost 2 points and reduced my mortgage payment by $332. Of course part of that reduction is from stretching out the term for another 12 years. If we keep the remaining term the exact same we lower our payment by […]
Today’s article is from Suzanne. Suzanne is a certified credit counselor and a Social Media Specialist for CareOne Debt Relief Services. Follow Suzanne on Twitter @ADivorcedMom where she shares her insights on divorce and managing your finances. The times they are a changing! Years ago when the economy was better there were certainly people in […]