Hey guys! I have the honor of hosting The Carnival of Financial Planning this week. I hope you enjoy it. I’ve started running on a regular basis… for fun… apparently. So I dedicate today’s carnival to the great sport of running!
BUDGETING AND ECONOMICS
Sicorra @ Tackling Our Debt writes 101 Frugal Tips to Help You Save Money – Now to some people these frugal tips will sound like things they already do everyday, and they are probably reading this and thinking “what’s the big deal?”. But for many other people these frugal tips will be an eye-opener because they are probably used to spending a lot of money on anything and everything, much like my husband and I did.
Michael @ Financial Ramblings writes Financial Planners and the Fiduciary Standard – This post takes a closer look at the inherent conflicts of interest in financial planning and the extent to which the powers-that-be actually care.
Maria @ The Money Principle writes How to buy your first commercial property – If you are in business you are likely to need premises. This is a simple guide to buying commercial property.
Sean presents How to Go on Cheap Dates Without Being Cheap posted at One Smart Dollar, saying, “Even after you’re married it is important to spend time together without the worries of kids or anything else that might be getting in the way. There are great options for going on a date and still keeping the cost low.
CAREER AND INCOME
Jester @ The Ultimate Juggle writes Juggling Money Issues – Life Insurance – Spending money on a life insurance premium is difficult. Find out whether the premium is worth it for your family.
Ashley @ Money Talks Coaching writes Review of Cash Flow 101 The Game – I went to play the game Cash Flow 101 the other night. Here is my take on the experience!
Did you know that the US race with the most finishers in 2011 was the Atlanta Journal-Constitution Peachtree Road Race 10K with 55,077 finishers. I would have guessed the Boston Marathon. The Boston Marathon came in 13th with 23,913 finishers.
DEBT AND CREDIT
Debt Guru @ Debt Free Blog writes Pros and Cons of Debt Consolidation – Debt consolidation may not be the best thing for those in debt. Find out what the pros and cons of consolidating your debt.
Kyle @ The Penny Hoarder writes How Does Our Credit Card Debt Compare to the Rest of the World? – As a collective continent, our money is burning a proverbial hole in our pockets. Except, it’s not quite our money. It’s our credit cards.
Greg @ Club Thrifty writes How to be Rich as a Lannister – Have you ever heard the saying “rich as a Lannister?” While owning all the gold in Casterly Rock may be unrealistic, becoming independently wealthy isn’t.
Ben Feldman presents How Many Credit Cards is Too Many? posted at ReadyForZero Blog, saying, “This is the first ever post of our Personal Finance Roundtable, in which we tackle some controversial money questions with the help of our favorite personal finance bloggers. Today’s topic: How many credit cards is too many?
John presents Are Prepaid Cards a Risky Choice for Consumers? posted at Card Hub, saying, “Alternative checking account, alternative check cashing account, financial literacy tool? Can you save on fees? While much relating to the prepaid card industry has proven unclear, we do know one thing for sure: We’ll all surely get to know prepaid cards better in the years to come.
Charles presents How to Refinance a Car posted at Wallet Hub, saying, “So, you’d like a little more money to invest, or just a good way to save money on what you are already doing? We often think about refinancing a home, but have you considered the same option for your car?
Martin presents The Ultimate Guide to Mastering Credit Cards in College posted at Studenomics, saying, “How you can stay on top of your credit cards in school.
The number of runners has almost tripled since 1990. From just under 5 million to almost 14 million runners out there. The biggest change was the number of women runners. In 1990 women made up only 25% of the running community. Today we make up over half! Go Girls!!
INVESTING AND SAVING
J.P. @ Novel Investor writes Risk Basics: Default Risk Premium – What happens to your investment when a company takes on too much debt? Or it can’t pay its bills anymore? A default risk premium is built into the price of every investment to cover this risk.
Sustainable PF @ Sustainable Personal Finance writes Green Camping Tips – Green camping is not only a no brainer it is very easy to do. Here are a number of green camping tips anyone can use.
Roger the Amateur Financier @ The Amateur Financier writes World Domination 102 – Building a World Conquering Fortune – Humorous column on how to generate enough money to conquer the planet and work to build up your planet conquering fortune for fun and profit
PITR @ Passive Income To Retire writes Truly Passive Real Estate Investing – Find out how I found a way to invest in real estate without spending any time managing my money. It’s truly passive!
Daisy @ Add Vodka writes Teach People How to Treat You – Are we inadvertently showing people how to treat us in a negative way? I think that the majority of us are. I read this article from PR Daily called “25 things young professionals must know before 25?.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WEALTH BUILDING ADVICE FROM SELLING LA – Make a few smart money moves and become wealthy. Learn from a pro basketball player to build wealth.
Corey @ Steadfast Finances writes How to Save Money Shopping – It’s that time of year where we will all start looking ahead to Christmas.
ETZ25 @ Entertainment Timez writes Difficulties Convincing Kids To Invest Money – Strategies to convince kids to invest money in the stock market! Read my concerns and the options that I am pursuing.
SBB @ Simple Budget Blog writes Budgeting Should Be Fun – Do you ignore budgeting because it is too much work or seems to boring? Find out how you can make it budgeting in order to improve your finances.
A Blinkin @ Funancials writes Who is More Powerful – Barack Obama or Ben Bernanke? – In my last article, I asked the question: (Are Republicans or Democrats Better at Reducing Unemployment?) The comments and emails I received gave me confidence in my (average) reader.
Shawanda @ You Have More Than You Think writes 5 Travel Hacks Learned at FinCon12 – If you follow me on Twitter, Facebook, or FourSquare, then you might’ve noticed I left my beloved District of Columbia for a few days. Where’d I go, you ask?
Corey @ 20s Finances writes Invest In Yourself – Find out how following your dreams and investing in yourself can improve your life. Stop sitting around waiting for life to come to you.
Tushar @ Start Investing Money writes What Kind of Average Returns Can You Expect on Mutual Funds? – This Post was Originally published at What Kind of Average Returns Can You Expect on Mutual Funds? on Start Investing MoneyIf you’re thinking about investing in mutual funds it makes sense you’d want to look into the potential returns you could expect first. Diving in with no knowledge of what to expect is a great route to disaster.
Don @ MoneySmartGuides writes Are Unions Bad for the Economy? – If you haven’t heard, the teacher’s union in the city of Chicago is striking. Last summer, there was a standoff between the governor of Wisconsin and the public employees union.
Suba @ Broke Professionals writes Making The Most Of Your Retirement – Making The Most Of Your Retirement is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. “So where are you from?” the driver of the shuttle asked my husband and me as he drove us around Walt Disney World on our recent vacation.
Rich @ Growing Money Smart writes What One Skill Is Holding You Back From Being Rich? – What one (or two) skills are holding your back from accomplishing your dreams? Identify the weakness and work on it daily, soon you’ll find that you aren’t as weak as you thought.
Rod @ ROD Blog writes British Airways Visa Signature card : 100000 points promotion – British Airways Visa Signature card with 100000 points promotion is back. Sign up and earn the points for a free business class round trip ticket.
MMD @ My Money Design writes My Dividend Paying Stocks Income Report – September 2012 – Here are the results of my 2012 Quarter 3 dividend paying stocks. Dividends are a great way to creative passive income, lower tax payments, and retire early.
Dan presents Special Dividends to Spike Prior to Fiscal Cliff posted at High Yield Edge, saying, “Companies are issuing huge special dividends like gangbusters in advance of the fiscal cliff. Here’s a listing of companies that have already announced these big payouts.
Darwin presents Why Target Date Bond Funds Beat Bond Index Funds posted at Darwin’s Money , saying, “Who would have thought target date bond funds beat index funds? They do! Here’s why.
Div Guy presents Why Dividend Growth is The Answer to Failed Government Pensions posted at The Dividend Guy Blog, saying, “What are you going to do for your retirement plan?
Pierre presents 6 International Dividend Stocks You Need To Look Into posted at Intelligent Speculator, saying, “Have you put any thought into the foreign stocks?
If over half the runners out there are women it stands to reason that over half the runners in each race category (5K, 10K, half marathon, and full marathon) are women. That thinking holds true until you get to the full marathon. Only 41% of marathon finishers are women. Women also have slower times in all categories. Interesting!
RISK MANAGEMENT AND INSURANCE
John @ Married (with Debt) writes Life Insurance for Working Women – I’m not sure why, but my wife and I have never really talked about needing life insurance for her. Of course she reminded me year after year that I needed to get life insurance in case I died, something I finally did last year.
Jeff Rose presents 7 Ways to Get Dirt Cheap Term Life Insurance posted at Good Financial Cents, saying, “The biggest excuse that people have have for not buying life insurance is they say it costs too much. Really? Too much? A recent survey found that those that had life insurance 2/3 of them paid less than $100/month for coverage. Of those, almost half paid less than $50/month.
REAL ESTATE AND PROPERTY
Passive Income Earner @ The Passive Income Earner writes Forex: xe.com review – In a previous post about foreign exchange, I learned about xe.com as an online currency exchange house. I was quite eager to give it a try in order to avoid driving downtown just to exchange my US dollars.
Daniel @ Sweating the Big Stuff writes What’s The Difference – Realtor vs. Real Estate Agent – You’re about to buy your first home and you want to work with a professional to guide you. You’ve got two options: a Realtor or a real estate agent.
Money Beagle presents Home Ownership And The Impact On Net Worth posted at Money Beagle, saying, “A slightly different perspective on that true cost of your mortgage payment versus a rent payment.
RETIREMENT AND TAXATION
Crystal @ Budgeting in the Fun Stuff writes Where to Go for Your Roth IRA Needs? – One of the better options in the realm of asset management is investing in a Roth IRA, or Individual Retirement Arrangement. Where to go for a Roth IRA?
Odysseas presents Does the US Aid Foreign Tax Evaders? posted at Wallet Blog, saying, “Tax evasion- Could the United States be withholding information about bank accounts held by foreign nationals from their own governments. New IRS regulations answer that we don’t (or at least aren’t supposed to).
Dan presents Gold Miner ETFs vs. Gold: Finding a Fair Ratio posted at ETFBase, saying, “There’s been a stark disconnect between returns on gold itself and gold miners. Here are some ways to exploit this development.
You did it!! You crossed the finish line of today’s marathon carnival! Congrats!