Archive for April, 2012
We Maxed Out Our Roths!
TweetIf you’re new here you may want to sign up for my weekly newsletter. Thanks for visiting!We are having a good April! Earlier this week I revealed that we refinanced our house. We also sent over some of our savings in order to max out our Roth IRAs for 2011. It’s the first time have [...]
Building Your Bug Out Bag
TweetPreparing for a disaster, or prepping, is becoming a hot trend. They even have reality shows about it now and I keep seeing ads on Craigslist for prepping groups. While prepping is interesting to me it’s not something I’ve allowed myself to get involved in. It seems like a lot of work for hopefully no [...]
We Refinanced!
TweetYay! I refinanced my house last week. All those signed papers lowered my interest by almost 2 points and reduced my mortgage payment by $332. Of course part of that reduction is from stretching out the term for another 12 years. If we keep the remaining term the exact same we lower our payment by $126. That’s the actual [...]
How to Spend Less on Gas
TweetJust recently the price of gas made another huge jump in North America. This has many people concerned. They are already reducing spending in so many areas of their lives and now they have to worry about paying more each week to fill their vehicle with gas. With summer just around the corner many people [...]
Should I Get Married with Debt?
TweetMoney and marriage. They go together like peanut butter and jelly, except when they don’t…and become another messy sandwich on the path to divorce. Because money is the currency of life, starcrossed lovers would be foolish not to discuss the topic before marriage. But when we talk about getting married with debt, we are really [...]
Review of The Lorax
TweetI took the kids to see The Lorax the other day. It was a reward for getting good grades. We actually saw it in 3D by mistake because I don’t know how to read. I never go to the movies so I didn’t know to look for that. So I ended up paying extra for [...]
My Strange Walmart Experience
TweetI have post today over at Enemy of Debt that you must go read. I don’t want to ruin the ending but I had a very strange experience at Wal-mart and you have to know about it. So go… read it. Now. Go on… Still here? Fine. I have good news. I’m FINALLY going to [...]
Tenant Default Insurance?
TweetThere is a new insurance for us residential landlords out there called Tenant Default Insurance. You pay annually for this insurance and if your tenant doesn’t pay the rent you can collect the rent from the insurance company. This takes away the risk of someone living in your home and not paying rent. Pretty crazy! The insurance [...]
Ask the Consumer Financial Protection Bureau
TweetI came across a new (new to me anyways) government site that has a ton of financial information on it. It’s called the Consumer Financial Protection Bureau. It’s set up in a question and answer type fashion which makes for easy reading and extra easy skimming. It has a lot of different categories to [...]
Is it Okay to Talk About Debt
TweetToday’s article is from Suzanne. Suzanne is a certified credit counselor and a Social Media Specialist for CareOne Debt Relief Services. Suzanne writes for Divorce, Debt and Finances and A Straight Talk on Debt. Follow Suzanne on Twitter @ADivorcedMom and @AskCareOne where she shares her insights on divorce and managing your finances. The times they [...]
