Archive for May, 2011
Tax Credits vs Tax Deductions
TweetIf you’re new here you may want to sign up for my weekly newsletter. Thanks for visiting!Do you know the difference between a tax credit and a tax deduction? If not then this is the article for you! It’s important to know the difference so that you can make informed decisions. No need to be [...]
Summer Cleaning Schedule
TweetNow that I have an influx of free labor, uh… I mean, kids in the house I have my summer cleaning schedule all ready to go. I like to get those kiddos in the habit of doing a little cleaning each morning before we head off to one of our super fun summer activites. Just [...]
Link Love: The Summer Break Edition
TweetThe kids are off school!! Summer Break has officially begun. Last week I wrote about some frugal summer activities we are planning. We also have a fun and frugal trip planned up to Yellowstone in a couple of weeks. I’m sure I will be talking your ear off about that soon enough. My Alexa ranking went [...]
How I Spent $12,000 at Costco
TweetI adore Costco. I’m not being paid to say that, although if they want to pay me I’d happily say it again. I love the electronics, the photo center, the kitchen appliances, and the vacuums. I love the bakery, the fruit, the meat, the cheese, and the milk. I love the papertowels, toilet paper, and bottled [...]
A 20% Return on Shakes?
TweetMy husband and I each drink a protein shake every morning. That’s 60 shakes a month. I hate to say that it’s a fairly expensive breakfast. The shakes we buy are 18 for $24, so $1.33 each. When you break it down that way it’s not so bad. More expensive than toast for sure, but [...]
Small Actions + Time = Big Changes
TweetAfter high school I worked at a local coffee shop in my small town where I earned tips. Mostly, people would leave the change from their coffee. We had paper cups sitting on the counter that we wrote”tips” on in sharpie and people would leave us a quarter or fifty cents. Getting a dollar in the cup [...]
Indulgence Begets Indulgence
TweetWe often hear that when you are trying to control yourself every so often you have to let go and indulge. Do you believe that’s true? I don’t. Let me explain… I know that when I’m dieting I find it even more difficult to stay on track after I’ve indulged not before. It’s not like [...]
Link Love: The Birthday Edition!!
TweetHappy Birthday to me, Happy Birthday to me, Happy Birthday to meeeeeEeeeeeeee. Happy Birthday to me! Did you hear that my birthday is coming up? No? Well it is!! I’ll be swinging by Krispy Kreme to pick up my free dozen donuts and then hitting up my favorite local BBQ joint for a free dinner. [...]
Balancing Frugality and Fun
TweetThe following is a guest post by Jacob from My Personal Finance Journey. The post was written as part of the 7th Yakezie Personal Finance Network blog “swap,” a monthly event where participants of the Yakezie group pair off and exchange posts on a common topic. The topic for this month is “balancing frugality with [...]
Your Credit: Hard Inquiries vs Soft Inquiries
Tweet Think of your credit file as being in a manila envelope, or a briefcase if you’re fancy. Every time that briefcase is opened it’s recorded as an inquiry. There are two types of inquiries, hard and soft. No we are not talking about tacos here, stay with me. Hard and soft inquires affect your [...]




